Deposits

Checking

Ripley Federal offers a variety of checking accounts to suit your needs. From Next Generation checking for those under 26 to Club checking for those 50 and over. We also offer business checking. No matter which checking account you choose, you will have access to on-line and telephone banking, unlimited check writing and Debit/ATM cards.

  • Next Generation Checking
    • Initial deposit of $50 required to open account
    • No minimum daily balance required*
    • Free standard checks
  • Regular Checking
    • Minimum daily balance of $300.00
      • Monthly service fee of $4.00 if balance falls below minimum
    • Initial deposit of $50.00 required
  • Plus Checking
    • Interest paid monthly
    • Free standard checks
    • Initial deposit of $2,000.00 required to open
    • Minimum daily balance $2000.00
      • Monthly service fee of $8.00 if balance falls below minimum
  • Club Checking
    • Interest paid monthly
    • Free standard checks
    • Initial deposit of $50.00 required to open
    • Minimum daily balance $300.00
      • Monthly service fee of $5.00 if balance falls below minimum
  • Regular Business Checking
    • Initial deposit of $500.00 required to open
    • Minimum daily balance $1,000.00
      • Monthly service fee of $10.00 if balance falls below minimum
  • Business NOW Checking
    • Interest paid monthly
    • Initial deposit of $1000.00 required to open
    • Minimum daily balance $1000.00
      • Monthly service fee of $10.00 if balance falls below $1000.00

*at the age of 26, Next Generation Checking converts to Regular Checking.

 

Savings

Ripley Federal offers a range of savings options to meet your needs, including statement savings, Certificates of Deposit, ROTH and Traditional IRAs.

  • Statement Savings
    • Tiered interest paid monthly
    • Minimum deposit of $25.00 required to open
    • Daily minimum balance $25.00
    • Service fee of $5.00 if balance falls below minimum
  • Certificate of Deposits

Click Here For Current Rates Offered