Checking

Ripley Federal offers a variety of checking accounts to suit your needs. From Next Generation checking for those under 26 to Club checking for those 50 and over. We also offer business checking. No matter which checking account you choose, you will have access to telephone and on-line banking, direct deposit, unlimited check writing, Debit/ATM cards, and e-statements.

  • Next Generation Checking
    • Free standard checks
    • Initial deposit of $50 required to open account
    • No minimum daily balance required*
  • Regular Checking
    • Initial deposit of $50.00 require
    • Minimum daily balance of $300.00
      • Monthly service fee of $4.00 if balance falls below minimum
  • Plus Checking
    • Interest paid monthly
    • Free standard checks
    • Initial deposit of $2,000.00 required to open
    • Minimum daily balance $2000.00
      • Monthly service fee of $8.00 if balance falls below minimum
  • Club Checking
    • Interest paid monthly
    • Free standard checks
    • Initial deposit of $50.00 required to open
    • Minimum daily balance $300.00
      • Monthly service fee of $5.00 if balance falls below minimum
  • Regular Business Checking
    • Initial deposit of $500.00 required to open
    • Minimum daily balance $1,000.00
      • Monthly service fee of $10.00 if balance falls below minimum
  • Business NOW Checking
    • Interest paid monthly
    • Initial deposit of $1000.00 required to open
    • Minimum daily balance $1000.00
      • Monthly service fee of $10.00 if balance falls below $1000.00

*at the age of 26, Next Generation Checking converts to Regular Checking.

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